Welcome To Our Finance Center

Our Kia dealership makes financing your dream car easy in the Grand Rapids, MI, area.


dealership showroom

About Our Finance Center on Plainfield Ave

At Fox Kia North, we understand that buying a new car can be a big financial decision. That’s why we offer a variety of financing options to fit your budget and needs. We can help you get the financing you need to drive away in the car of your dreams. Our experienced and knowledgeable Fox Kia North finance team in Grand Rapids is here to help you every step of the way. We’ll work with you to find the best payment option for your lifestyle, needs, and budget. Our vision is, “Working together moving people throughout life.” and we want to partner with you to ensure you have a remarkable experience.

We also offer a variety of other financial services, such as extended warranties, service contracts, and vehicle protection plans. We can help you protect your investment and keep your Kia running like new for years to come. Our protection packages (listed below) will give you peace of mind as you drive the Grand Rapids roads and through all types of Midwest weather.

  • Vehicle Service Contracts
  • Environmental Protection
  • Lease Wear & Use
  • Universal Security Guard

  • Maintenance Plans
  • Key Protection
  • Paintless Dent Repair

  • Road Hazard Tire & Wheel
  • Select Care
  • Select Protection


EV Studios

What Payment Options Are Available?

Deciding to buy or lease can seem intimidating, but our Fox Kia North finance team is here to help. Both options have benefits, it just depends on what works best for you. Here are a few factors to consider when deciding between buying and leasing:

  • Average miles driven: How far is your daily commute? Do you use your vehicle for longer trips?
  • Usage: How often does your car or SUV need maintenance? Is your vehicle used for activities that result in scratches or dents?
  • Longevity: How long do you typically keep your car or SUV? Is that your plan for this vehicle as well?
  • Modifications: Do you like to add parts or accessories that don’t typically come on a standard vehicle?
  • Down payment: How much do you have saved, or plan to save, for a down payment?

Our team is here to help you review currently available options and to answer any questions.

Buy Your Way

Our Buy Your Way program allows you to shop and purchase online or in store.

Learn More

Fox Cash Offer

Not only do we sell vehicles, we buy them too. Use the cash to help buy your next vehicle.

Learn More

Fox Delivers

In most cases, we are even able to deliver your vehicle directly to you (varies by location).

Learn More

outside view of dealership

Buy Your Way Online or In-Store

Your time is valuable and convenience is important. That’s why we implemented our Buy Your Way program. This flexible purchase experience allows you to customize your shopping experience however works best for you:

  1. Find Your Next Vehicle
  2. Select Payment and Protection Options
  3. Value Your Trade-In
  4. Apply for Financing

Our team is here to help you review currently available options and to answer any questions.

Financing with Our Dealership

Fox Kia North takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

Should You Lease Your New Fox Kia North Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Fox Kia North can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Your privacy is important to us.
Fox Kia North takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Frequently Asked Questions

    What’s better – buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.

    How long is a typical car loan?

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.

    I’ve had credit issues in the past. Can I get financing?

We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

    Can I finance a vehicle without a down payment?

In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Fox Kia North is located at: 4575 Plainfield Ave NE • Grand Rapids, MI 49525

Contact Us

Saved Vehicles

You don't have any saved vehicles!

Look for this Save icon

Once you've saved some vehicles, you can view them here at any time.

Fox Kia North 43.046214680133836, -85.60730780383568.